Water & Foundation Damage Claims
Foundation Claims
Soil in the North Texas area, generally speaking, consist of highly expansive clay that expands (heaves) and contracts (settles) due to either an excess of water or a lack thereof in the soil underneath a home.
Many Texas homeowner policies previously offered coverage for foundation damage caused by a plumbing leak. Texas insurance companies began restricting foundation-related coverage provided under standard homeowner policies several years ago so that most homeowner polices sold in Texas no longer provide "foundation" coverage. While it may still be possible to find a few insurance companies that sell policies providing "full" foundation coverage, most do not. A few insurance carriers provide limited foundation coverage through policy endorsements, typically for a specified percentage of the dwelling policy limits. It is important you clearly understand what your policy covers. Ask your agent prior to purchasing an insurance policy what coverage is afforded by the policy. Make sure you have the coverage you need.
If you are a Texas homeowner who has suffered property damage to your foundation and structure which you believe was caused by a plumbing leak, contact a foundation insurance claims attorney at William A. Kendall, P.C.
Water Damage
If your home or business has sustained water damage from a covered loss and your insurance company has either denied or underpaid your claim, we may be able to help you. Depending on your insurance policy you may have coverage for water damage caused by some or all of the following claim types:
- Interior or Upstairs Plumbing leaks
- Roof Leak
- Burst Hot Water Heater Pipe
- HVAC Leaks
Whether you are awakened in the middle of the night to discover your house flooded due to a burst pipe, or return from work or vacation to find your house full of water due to an interior plumbing leak or storm, we have the expertise and experience necessary to deal with your insurance company.
How Can We Help?
When an insurance company refuses to make good on its promises under the insurance policy, we can help you navigate through the claims process. From notifying the insurance company of the initial loss, documenting your damage, conducting and coordinating investigations and retaining qualified experts, we have learned through our years of experience handling insurance property disputes what must be done to secure your rights under the insurance policy.
When we meet with you during the initial free consultation, we determine which experts will be required in support of your claim. Whether your insurance claim requires an engineer to determine causation of the damage, plumbing expert, soils expert, contractor, construction expert as well as an insurance bad faith expert, rest assured that we will identify and utilize qualified and experienced experts in the preparation of your claim to the insurance company.
Thoroughly Preparing Your Case
While most cases we handle settle either prior to the filing of suit or during litigation, we prepare your case as if it is going to trial. Unfortunately, the threat and reality of a jury trial is one of the few things that seems to create a sense of urgency with some insurance companies. Therefore, it is crucial that your property insurance attorney have the necessary experience to see your claim all the way through if necessary.
Contact Us
If you need to speak with a lawyer about a residential or commercial foundation or water damage claim, contact our Dallas law office at 214-736-9296, or contact us by e-mail.
